For MFOs and pawnshops
Software for microfinance organizations
Fintral gives a microfinance organization or pawnshop a ready operating setup: products, applications, disbursement, loan servicing, accounting and reporting to the regulator. You do not need a large IT team of your own.
What an MFO gets
- Loan builder: rates, terms, limits and fees are configured without development
- Loan origination with scoring and a request to the KATM credit bureau
- Customer identification and KYC/AML checks
- Loan servicing: schedules, repayments, overdue debt
- Double-entry accounting
- Regulatory reporting from the same data
- A customer account for online applications
Hosting: cloud or your own server
There is a cloud option for MFOs: each organization gets a dedicated server, and data of different organizations is never mixed. If your own or the regulator’s requirements call for your own environment, Fintral is deployed on your site.
How pricing works
There are two models. License and implementation: by separate modules or as a full set. Subscription: a one-time implementation, an annual platform fee and payment only for successful applications; declined applications are not charged. We prepare an exact quote after the demo.
Where to start
Most organizations start with one product, for example a microloan for individuals, and add other modules as they grow. In a 45-minute demo we will show the path of an application on your scenario.
See Fintral on your own scenario
A 45-minute demo: a product from setup to disbursement and reporting.
Request a demo